• Real Estate

    Land-To-Asset-Ratio and a Real Life Case Study

    Reading Time: 3 Minutes What’s up guys! Hope everyone’s having a great week. Up and down kinda week here at TheFrugalSamurai HQ… Up because PapaFrugalSamurai aka my Uncle’s brother has returned back from a 3 month soiree in the Motherland. Down because well, there’s still a few personal issues afoot. But enough about me – for today we are discussing: Land-To-Asset-Ratio I’ve actually only stumbled onto this concept recently and wished I had understood this when I first started my investment journey into real estate. What is it? The most basic explanation is the “land value” component for a property compared to its overall value. For example, if a property…

  • Alternatives

    LibraCoin

    Reading Time: 3 Minutes Hai everyone, how’s it all going? Some interesting developments happened last week in the world of Cryptos which you may or may not have noticed. Facebook came out and released a white paper (an info pack) about a new Cryptocurrency it’s originating called Libra and Calibra, the Blockchain platform supporting the back-office function. It’s just another example of how the Blockchain is coming to the mainstream. Wait… Cryp what? Block…chain? Blockchain is the system in which a record of each financial transaction made in Libra (or any other cryptocurrency such as Bitcoin) is maintained across computers that are linked in a peer to peer network, i.e.…

  • Economy

    Hong Kong Protests

    Reading Time: 3 Minutes Hi guys! Back again for another post tonight… Sigh, still getting over the news of last week (read here), but hey I’ve said right at the start of this blog that I’ll try and push through the good and the bad. Life’s not all about sunshine and lollipops y’know. I think too many of us on the interwebs only portray our best face forward, but life’s a biatch and sometimes we all gotta acknowledge that. Anyway. Takes deep breath. Back to it. In the last week or so you might have noticed that something is rotten in the state of Hong Kong. There’s been mass protests…

  • Life

    This Too Shall Pass

    Reading Time: 2 Minutes Sigh. Been a very challenging week in TheFrugalSamurai household this week guys… Won’t go into details but suffice to say that it’s put a complete spanner in our lives. It came completely out of left field and unfortunately has meant the proverbial storm clouds are forever languishing once more. Really? Again? I mean Geez Laweez, we’ve had a rough few years recently – close relatives passing, job uncertainty, family illnesses… sigh. And just when things have quieten down an itty bitty bit… now this. Sucker punch after sucker punch. When does it get better I have to ask? It’s moments like these when we need some…

  • Economy

    The RBA Cut Interest Rates… So What?

    Reading Time: 2 Minutes Howdy everyone! All together for another rendition of TheFrugalSamurai? You betcha! Been a headline making week for us Aussies, it’s the first time our central bank (Reserve Bank of Australia) has moved the benchmark cash rate since August 2016. With a cut in the official rate to 1.25%, this marks a historic low for our nation. But what does it all mean? In a nutshell, it means that the country ain’t doing so great, and that the powers-to-be decided they needed to do something to kick-start it. You see, lowering rates should encourage increased investment and spending through cheaper access to borrowing. How? Well, in simple…