• Misc

    Investing in Real Estate 104 (Structure)

    Hi guys! How y’all going? Would you believe it but it’s end of January already! Does time fly fast eh – they say that most New Year’s Resolutions don’t last past January. But I think when you have a steady 9 to 5, active social calendar and fully booked weekend – no WONDER we find it hard to accomplish our goals. Throw in a kid or two in the mix and you’re dunne like a bunne. That’s why time is the most valuable commodity of all – it’s finite, you can never get it back. I try and make sure to use it as wisely and efficiently as possible. Which…

  • Misc

    Investing in Real Estate 103 (Leveraging for a Pre-approval)

    Happy Australia Day folks! To all our international friends – January’s usually a good month here in Australia, because so shortly after the New Year celebrations – there’s a three week hiatus which culminates into another party for the Australia Day long weekend. Surely there are worse things in life than moments spent with your family and friends accompanied by yummy food and delicious wine? That’s what makes living in this country so great, the sense of community, good living and general good vibes. Our attitude towards real estate is pretty unique as well – the “Great Australian Dream” is ingrained in our national psyche, a generational belief that home…

  • Misc

    Investing in Real Estate 102 (Mindset and More)

    HEY news flash guys – did you know big circles are really hard to fit inside small rectangles? After 2 hours of trying, MrsFrugalSamurai-to-be and I know now. Yep, that’s the scenario that confronted her and I when one of her good friends’ generously offered a barely-used dining table to us. With hindsight, I should have figured out something was slightly amiss when she said that the table was a “demountable”. The only experience I’ve had with demountables are mobile classrooms and other really really big structures that can fit whole adults inside them. I tried to quiz MrsFrugalSamurai-to-be on how big the table was BEFORE we left to pick…

  • Misc

    Investing in Real Estate 101 (The Beginning)

    “Hey TheFrugalSamurai, I’m keen to purchase this property but don’t know if I should do it – what are your thoughts?” This message popped up on my private messages one morning. YIPPEE KI-YAY was my first thought, finally through the mist of obscurity I’ve become someone of repute, of unquestionable character, a subject matter expert, a… SNAP out of it fool! No time for self-indulgence or shallowness for TheFrugalSamurai – for here lay the reason why I started this blog, to share, help and connect with others financially. I read that question again a couple of times and got thinking… Hm, you know, the earlier series I wrote on cryptocurrency…

  • Life

    First Day At Work

    What’s up guys, back again! Feels like I never left right? Hope everyone’s having a great week so far, I know I am… because it’s the fortnightly payday today! Yay! Money from our corporate masters – Huzzah! To be honest, I¬†was tempted to transfer some of my hard-earned into a crypto account. But then I remembered that I don’t like speculating. So I transferred it to my Sportsbet investment fund instead. Today’s also the day that a whole bunch of graduates started their careers and a couple of them are in our team. I love having grads in our team – their fresh-faces, keen-eyes and enthusiastic minds remind me of…