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The Frugal Samurai

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  • FIRE,  Life

    A Story About Lifestyle Creep

    January 15, 2025

    Reading Time: 2 Minutes G’day folks and folkettes, Gonna try and keep this one short today – cos it’s about to get real real. So MrsFrugalSamurai and I have a nasty habit of picking up our kids quite late from daycare. Our poor kids are usually the last ones (if not the last one) left. When I arrive, their facial expressions are not dissimilar to RSPCA rescue animals when a potential owner shows up. Regardless, bad parenting aside – this also means that we form bonds with other parents of similar neglected animals children, as they (the children) typically play outside the daycare past closing time, whilst we (the parents)…

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  • FIRE,  Investing,  Life,  Real Estate,  Work

    2024 (Personal) Year In Review

    December 25, 2024

    Reading Time: 4 Minutes “GLUG GLUG GLUG” That’s the sound of me chugging a HUGE glass of water. Hells bells looking after two toddlers is hard. AND it’s only day 2. By that I mean, MiniFrugalSamurai and BabyFrugalSamurai are off daycare for a couple of weeks given it’s the “holiday” season. And as MrsFrugalSamurai is still rostered on at her work… guess who has the honour of looking after those two fkwits preciouses? Yesterday (day 1) was OK… but today (day 2) was an absolute struggle. I just want the holidays to be over ASAP so normal service can resume PUHLEAZ. It’s 10:53pm and I’ve FINALLY got a moment to breathe.…

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  • FIRE,  Investing,  Real Estate

    Sydney Apartment Values Slump

    November 30, 2024

    Reading Time: 3 Minutes Hola everyone! What weird and whacky weather we have been having recently! I went from being baked and sweaty in 40c on Wednesday to being sticky and sweaty in 20c on Friday. CAN SOMEONE MAKE UP THEIR MIND PUH-LEAZE. It’s mad enough to make one hot and sweaty inside… Sigh, although I spose you guys didn’t stop here to hear me rant about the Sydney weather did ya. No siree, it was the oh so catchy headline innit? Well, that headline actually came from Channel 9. Or rather, one of their media articles from FB: https://fb.watch/w9qbnzkaa0/ In this article, it’s claimed that apartments in some suburbs…

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  • FIRE,  Life

    A Lesson In Yum Cha

    November 18, 2024

    Reading Time: 2 Minutes What’s up everyone! Hope y’all had a great weekend :) Its just me and the kids at home this week, MrsFrugalSamurai decided (kindly) to leave me with the lil terrors. She’s off to Brisvegas for a conference apparently… didn’t know “holiday” rhymes with “conference” these days. Anyhow, to celebrate her glorious gesture – I decided to take the family to Yum Cha on Sunday. For those of you uneducated in the art of Yum Cha, it’s where you go to a (usually) Chinese restaurant with (assumedly) Chinese old ladies pushing trolleys of food in little wicker baskets around. They (typically) stop beside your table and bark…

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  • FIRE,  Investing,  Life,  Real Estate,  Stock Market

    “How Did You Get To Your First Million And How Long Did It Take?”

    September 26, 2024

    Reading Time: 2 Minutes What’s up guys! So recently I was asked this question on social media and I liked it so much, I decided to blog about it. It got me into a really reflective and solemn mood, remembering the journey. I think the year was 2010? Maybe 2011 and a bespectacled, balding and distinctly average looking man was trying hard to figure out a way to escape the rat race. After having stumbled and failing his way through shares, our intrepid hero stumbled and found his way into property. Through dumb luck however, he had found a winner – as in the early 2010s, interest rates were being…

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