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The Frugal Samurai

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  • FIRE,  Life

    A Story About Lifestyle Creep

    January 15, 2025

    Reading Time: 2 Minutes G’day folks and folkettes, Gonna try and keep this one short today – cos it’s about to get real real. So MrsFrugalSamurai and I have a nasty habit of picking up our kids quite late from daycare. Our poor kids are usually the last ones (if not the last one) left. When I arrive, their facial expressions are not dissimilar to RSPCA rescue animals when a potential owner shows up. Regardless, bad parenting aside – this also means that we form bonds with other parents of similar neglected animals children, as they (the children) typically play outside the daycare past closing time, whilst we (the parents)…

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  • Life,  Work

    Hello 2025!

    January 8, 2025

    Reading Time: 2 Minutes It’s FINISHED! FINALLY! What’s finished? The year? 2024? Um… oh yeah that too. Although I was referring to the end of the holidays for our kids day-care. Oh Lordy… the moment when I dropped off both kids this morning, Tuesday 7th January 2025… indescribable. *Editor’s Note: I had finished and was ready to send this post out yesterday, but due to unforeseen circumstances, I had to delay it until today… still, enjoy. If I had to describe it in one word – it would be pure ecstasy, relief, elation and more than a slight trepidation. Even when I heard BabyFrugalSamurai screaming her pitiful cries “DAAAAADDDYYY… DAAADDDDYYY”…

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    4 Ways to Keep Your New Year Resolutions (Happy 2020!)

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  • FIRE,  Investing,  Life,  Real Estate,  Work

    2024 (Personal) Year In Review

    December 25, 2024

    Reading Time: 4 Minutes “GLUG GLUG GLUG” That’s the sound of me chugging a HUGE glass of water. Hells bells looking after two toddlers is hard. AND it’s only day 2. By that I mean, MiniFrugalSamurai and BabyFrugalSamurai are off daycare for a couple of weeks given it’s the “holiday” season. And as MrsFrugalSamurai is still rostered on at her work… guess who has the honour of looking after those two fkwits preciouses? Yesterday (day 1) was OK… but today (day 2) was an absolute struggle. I just want the holidays to be over ASAP so normal service can resume PUHLEAZ. It’s 10:53pm and I’ve FINALLY got a moment to breathe.…

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  • Alternatives,  Investing,  Real Estate

    Is The National Property Boom Over?

    December 6, 2024

    Reading Time: 2 Minutes Uh oh, I’m going to take a more serious tone boys and girls, because it looks like Australia’s property boom which has been ongoing since COVID, is finally winding down. I say this because the latest Home Value Index from Corelogic caught my eye: From here, you can see that overall dwelling values eeked out a tiny 0.1% gain in November, the weakest result since January 2023. Even the big hitters like Perth, Radelaide and Brisvegas have been sluggish. The falls are even greater in our two majors of Sydney and Melbourne. I had posted about the previous months figures here, but it sure looks like…

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  • FIRE,  Investing,  Real Estate

    Sydney Apartment Values Slump

    November 30, 2024

    Reading Time: 3 Minutes Hola everyone! What weird and whacky weather we have been having recently! I went from being baked and sweaty in 40c on Wednesday to being sticky and sweaty in 20c on Friday. CAN SOMEONE MAKE UP THEIR MIND PUH-LEAZE. It’s mad enough to make one hot and sweaty inside… Sigh, although I spose you guys didn’t stop here to hear me rant about the Sydney weather did ya. No siree, it was the oh so catchy headline innit? Well, that headline actually came from Channel 9. Or rather, one of their media articles from FB: https://fb.watch/w9qbnzkaa0/ In this article, it’s claimed that apartments in some suburbs…

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