• FIRE

    Is The 4% Withdrawal Rate Enough To FIRE?

    Reading Time: 3 Minutes What’s going on peeps! Whilst on the bus earlier today, I was reading a FIRE blog which is a personal fave of mine, called Young Adult Money. I think the blog is predominantly about young adults and money. David does a fantastic job with his blog, and I thoroughly suggest you go through his other posts – they’re pretty awesome! Actually, I was reading up on their latest post on Basics of FIRE: Financial Independence Retire Early. For everyone who wants to know what FIRE is and what it’s about, this post provides a great starting point. The post also goes through the well-known concept of the…

  • Life

    How To Hold Your Partner Financially Accountable

    Reading Time: 3 Minutes What’s up everyone! Hope we all had a great week. Listen, so I was reading the papers earlier and came up on a pretty interesting article… https://www.smh.com.au/world/europe/queen-s-message-to-harry-and-meghan-couldn-t-be-clearer-it-s-over-20200119-p53spj.html?js-chunk-not-found-refresh=true I know right! I mean Harry! What are you…wait… sorry, wrong article. This is the right one. https://www.smh.com.au/money/planning-and-budgeting/how-to-get-mortgage-free-by-using-an-envelope-budgeting-system-20200107-p53pj5.html?js-chunk-not-found-refresh=true It describes the personal finance journey of a couple, aptly named Cheetah and Sparky. Cheetahs as you well know, are the fastest creatures in the animal kingdom. But this Cheetah turns out to be a “part-time fitness instructor and personal trainer”… Cheetahs sometimes do this you know. Sparky is an electrician. He fixes er… electricity. The article goes on to say…

  • Life

    4 Ways to Keep Your New Year Resolutions (Happy 2020!)

    Reading Time: 3 Minutes Happy New Year everyone! It’s the beginning of a brand new decade. Exciting stuff! How was your New Year celebrations like? We had a grand old time here in old Sydney town as MrsFrugalSamurai and I spent it with our family, watching the fireworks as they herald in 2020. Importantly, the start of each new year brings with it new year’s resolutions. If you’re like me, resolutions typically involve a more active approach to health and fitness, improved career/finances and learning new things for personal and professional development. But then studies show that 4 out of 5 of us will fail our New Year Resolutions by…

  • Life

    Bye Bye 2019!

    Reading Time: 3 Minutes Howdy everyone! Wherever you are, hope you’re having a WONDERFUL festive season with your nearest and dearest. Although, can you believe that we are on the very last legs of the year AGAIN? Where does the time go, seriously. This will be yours truly’s last post for the year and I wanted to say a big THANK YOU to all of you for making this blog what it is. Been a whirlwind couple of years and I am genuinely stunned with the reception this blog has received since. So for the last post of 2019, I thought I’d do a quick review of how it went…

  • Life,  Real Estate

    Millionaire by 30 – How I Did It (Final Part)

    Reading Time: 3 Minutes Merry Christmas 2019 everyone! How’s your Christmas going? Plenty of food and good times with your most dearly beloved I hope! MrsFrugalSamurai and I are about to head off to have dinner with the fam fam, but before that, I wanted to share a quick post to continue with this mini-series. If you joined us late, here is Part 1 and Part 2. Part 3 As mentioned at the end of Part 2, I graduated from uni and entered the full-time workforce during the GFC… in banking and financial services no less. What I saw and learnt during this time deserves a post all on its…