The Frugal Samurai

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    1 Simple Step for Personal Finance Beginners

    August 28, 2019

    Reading Time: 2 Minutes What’s up everyone! How’s it going? Had a very interesting discussion at lunch with some work colleagues today. As you all know, we live in Sydney, Australia – an absolutely amazing place to be. Unfortunately that awesomeness is offset by the supreme cost of living, quid pro quo as they say! And this was the topic with my colleagues. One of them recently had a baby, and he was telling us about a trick he is employing for their future. Well, it’s not necessarily a trick but more of a life hack. Basically the guy loves Bubble/Boba teas, often guzzling 3 or 4 a DAY. So…

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    The Frugal Samurai 20 Comments

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  • FIRE

    An Example of the Power of Compound Interest…

    July 25, 2018

    Reading Time: 4 minutes  Hola! How’s it going ladies and gentlemen? Are we all enjoying our Wednesday night! I know, I know – there’s not too much to do on a Wednesday right. Seems like hump day is just a prelude to “getting it over with” and waiting for TGIF. But you know, there’s so much more to what can be achieved each passing day. Never underestimate the power of compound interest and incremental changes! Here, take this example I was discussing with my work colleagues today. Now, a bit of background – we work in financial services within a fairly large institution. One might even call it a “bank”,…

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