Reading Time: 4 Minutes Welcome back folks! Are you ready for part 2 of the case study? In which we answer a question MrsFrugalSamurai sent me: “Have $AU 1.1m to invest (recent inheritance) + $150k savings Current situation: Late 20’s income $100k, partner earns $100k No kids, no assets, no debt Aim is to be a homeowner and financially independent at some stage. How would others split it between: PPOR (principal place of residence, i.e. primary residence) buy outright or deposit + mortgage Investment property Low cost index/ETF/Super Others?” If you missed part 1, or want a refresher – don’t fret, have a quick read of it here. Actually… you…
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7 Numbers Shaping Tomorrow’s World (Visually)
Reading Time: 2 Minutes What’s up everyone! How’s it going? Did you go out and enjoy the unseasonably warm late Autumn weather? I know I did! Courtesy of my good friend Bavid, I scored an invite to a corporate box seat at the footy (“Aussie Rules” as it is known) on Friday night. Seeing how it was sponsored by a competitor in financial services, Citibank – I found it amusing to be sitting with the “enemy”. Though I must say, they can put on a damn good slow cooked pulled pork and slaw spread… Oh and the view wasn’t too shabby either: Between trying to dig up some trade secrets,…
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Up or Down? You decide.
Reading Time: 2 Minutes Sigh. “Don’t wish things were easier, wish you were better”. I know, I know – Jim Rohn quotes are pretty corny sometimes aren’t they? But oh so TRUE. A bit bonkers this week, the parents are away which means that it’s yours truly’s turn to dog-sit for them for a couple of weeks. Not that I mind, look at that little fluff ball: Feels good having her around. I mean, MrsFrugalSamurai is good and all… but she can’t give me licks down “there” y’know? Points to feet. (I know what you thought, wacko). Still, as pleasurable as her feet licking is, there comes a time when…
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What’s a Trade War?
Reading Time: 2 Minutes Golly gosh, it’s that time of the week again right? Another episode offfff TheFrugalSamurai. A bit late on this post, apologies guys – been driving around half of Sydney yesterday chasing my tail. THEN I realized I was doing so somewhat illegally… as I completely forgot about renewing the bloody car insurance. LUCKILY nothing happened (breathes huge sigh of relief). Excuse my absent-mindedness, got a lot on my plate. Like? To tell the truth, a big sticking point is figuring out where to make my dollars work the hardest right now. Traditionally I’m a property and shares kinda guy as you know, BUT currently real estate…
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Fragile or Anti-Fragile?
Reading Time: 2 Minutes What’s up everyone! How’s our weekends coming along? A big hello to our Northern hemisphere cousins – hoping that you guys are enjoying the Northern Summer as it sl-ow-ly creeps along, don’t worry – it’ll get there! Meanwhile, yours truly experienced a very rare event last night… We went to “take in a show” at the iconic Sydney Opera House. Well, rather we went to support MrsFrugalSamurai’s Mum as she performed as part of the Sydney Philharmonia Choirs. I quite enjoyed myself surprisingly, chiefly because my own singing voice has oft been compared to a duck not having a good time. MrsFrugalSamurai has always said she…
