• Life,  Real Estate

    What’s Ayers Rock Got To Do With Getting a Mortgage?

    Reading Time: 3 Minutes “Idō shite kudasai” I looked back… a smirking Japanese boy of 8 looks up at me. Hesitantly, I snake around the chain link fence and let him move past. This is it, I say to myself… if a kid can do it, I can bloody well do it. ~~~ OK so you might be thinking, what is he on about? Well, MrsFrugalSamurai and I spent the last few days in the Australian Outback… or more specifically, in the dead centre of our great country, where we visited the famous Uluru, or Ayers Rock. It was quite an incredible experience and I can totally see why many…

  • Life

    A Timely Reminder

    Reading Time: 1 Minute A note to self…as part of R U OK? (For those of us who are going through a tough time). There’s plenty of things going on, so many distractions and really no one knows for sure what it is we are doing. But you know – always striving and hoping to be the best person you can be is everything we can wish for. Sometimes life will get us down, and sometimes we’re on our knees praying for everything to just go away, to leave us alone. It ain’t easy, life never is. But we have to breathe. We have to stand up and believe in…

  • Real Estate

    What Type of Property Should I Buy?

    Reading Time: 3 Minutes This was the question posed to me by a loyal reader this week. Hm. Well firstly, thank you to MikeW for posing the question, hope you’re enjoying the blog! But in response to this, I think the best way to go about it is to understand which types of property your partner likes. Partner? What partner? Well the banks of course! If they’re the ones lending you 80% or more of a value of a property – you’ll need to understand what they like right? Don’t forget, a 30 year mortgage – is a 30 year relationship! When your partner says no… In general, banks restrict…

  • FIRE,  Life,  Work

    1 Simple Step for Personal Finance Beginners

    Reading Time: 2 Minutes What’s up everyone! How’s it going? Had a very interesting discussion at lunch with some work colleagues today. As you all know, we live in Sydney, Australia – an absolutely amazing place to be. Unfortunately that awesomeness is offset by the supreme cost of living, quid pro quo as they say! And this was the topic with my colleagues. One of them recently had a baby, and he was telling us about a trick he is employing for their future. Well, it’s not necessarily a trick but more of a life hack. Basically the guy loves Bubble/Boba teas, often guzzling 3 or 4 a DAY. So…

  • Alternatives

    Cannabis… A Growing Market?

    Reading Time: 3 Minutes Nerves, nerves, nerves. So NERVOUS. How come? Cos I’m THIS close to signing off on choosing a real estate agent to sell one of the properties in the portfolio. As much as I hate selling, I think it’s time. I think so… I mean as part of the annual review, I’ve identified that it isn’t really pulling its weight. The long term fundamentals still remain, but there’s too much ongoing maintenance and other dramas for it to work short-term. Plus, I’m looking to reinvest any proceeds into something a bit better (hopefully). Still, procrastination affects all of us, and if it wasn’t for MrsFrugalSamurai’s gentle prods…