• Economy

    Afterpay… A New Way to Pay?

    Reading Time: 3 Minutes What’s up Frugal Samuraites! Ab-so-loot-ly freezing my proverbial cheeks off here in Auld Sydney town. Maybe something about not wearing pants according to MrsFrugalSamurai. Shorts and long socks aren’t attractive apparently, ha! The nerve of that woman. I actually think it’s to do with these Antarctic winds coming over for a visit Brrrr. That’s partly why MrsFrugalSamurai and I found ourselves in the warm embrace of friendship at our friend Bess’s place last night. A riproaring dinner as always (thank you Bess!) and of course the conversation was as free flowing as the meal (beef hotpot with traditional oriental sides). Unfortunately for yours truly, I missed…

  • Economy

    Aussie Interest Rate Cut Again

    Reading Time: 3 Minutes OK, so about a minute ago I went on to type out this post and the entire FrugalSamurai site had a “fatal error” message… to say that my heart skipped a beat is to put it LIGHTLY. Too much blood, sweat and tears have been poured into this project for it to succumb to some Machiavellian cyber-attack. “DON’T YOU DIE ON ME” I yelled at the monitor, pounding my fists on the desk, willing it to BREATHE. Takes a huge breath. Be still my beating heart. Too much excitement for a Wednesday night I tell you. Anyway moving on. So, our central bank, The Reserve Bank…

  • Real Estate

    Land-To-Asset-Ratio and a Real Life Case Study

    Reading Time: 3 Minutes What’s up guys! Hope everyone’s having a great week. Up and down kinda week here at TheFrugalSamurai HQ… Up because PapaFrugalSamurai aka my Uncle’s brother has returned back from a 3 month soiree in the Motherland. Down because well, there’s still a few personal issues afoot. But enough about me – for today we are discussing: Land-To-Asset-Ratio I’ve actually only stumbled onto this concept recently and wished I had understood this when I first started my investment journey into real estate. What is it? The most basic explanation is the “land value” component for a property compared to its overall value. For example, if a property…

  • Alternatives

    LibraCoin

    Reading Time: 3 Minutes Hai everyone, how’s it all going? Some interesting developments happened last week in the world of Cryptos which you may or may not have noticed. Facebook came out and released a white paper (an info pack) about a new Cryptocurrency it’s originating called Libra and Calibra, the Blockchain platform supporting the back-office function. It’s just another example of how the Blockchain is coming to the mainstream. Wait… Cryp what? Block…chain? Blockchain is the system in which a record of each financial transaction made in Libra (or any other cryptocurrency such as Bitcoin) is maintained across computers that are linked in a peer to peer network, i.e.…

  • Economy

    The RBA Cut Interest Rates… So What?

    Reading Time: 2 Minutes Howdy everyone! All together for another rendition of TheFrugalSamurai? You betcha! Been a headline making week for us Aussies, it’s the first time our central bank (Reserve Bank of Australia) has moved the benchmark cash rate since August 2016. With a cut in the official rate to 1.25%, this marks a historic low for our nation. But what does it all mean? In a nutshell, it means that the country ain’t doing so great, and that the powers-to-be decided they needed to do something to kick-start it. You see, lowering rates should encourage increased investment and spending through cheaper access to borrowing. How? Well, in simple…