• Real Estate

    Investing in Real Estate 104 (Structure)

    Hi guys! How y’all going? Would you believe it but it’s end of January already! Does time fly fast eh – they say that most New Year’s Resolutions don’t last past January. But I think when you have a steady 9 to 5, active social calendar and fully booked weekend – no WONDER we find it hard to accomplish our goals. Throw in a kid or two in the mix and you’re dunne like a bunne. That’s why time is the most valuable commodity of all – it’s finite, you can never get it back. I try and make sure to use it as wisely and efficiently as possible. Which…

  • Real Estate

    Investing in Real Estate 103 (Leveraging for a Pre-approval)

    Happy Australia Day folks! To all our international friends – January’s usually a good month here in Australia, because so shortly after the New Year celebrations – there’s a three week hiatus which culminates into another party for the Australia Day long weekend. Surely there are worse things in life than moments spent with your family and friends accompanied by yummy food and delicious wine? That’s what makes living in this country so great, the sense of community, good living and general good vibes. Our attitude towards real estate is pretty unique as well – the “Great Australian Dream” is ingrained in our national psyche, a generational belief that home…

  • Alternatives

    Cryptoboom vs Dotcomboom

    What’s up guys! Are you staying cool in this Sydney heat? 41 degrees yo – that’s some serious warmth. Not looking forward to heading back to work tomorrow in this weather – but I am pumped to get back into it! Two weeks flew by and so much has happened since the break started. What happened since then? CRYPTOMANIA! We live in exciting times I have to admit, with Cryptocurrency mania well and truly gripping the mainstream. I told you guys last time that this year I’m going to dedicate more time to research Cryptocurrencies and the blockchain, but seems like I didn’t have to go very far. Practically every conversation…

  • Alternatives

    Bitcoin! (Final Part) – 4 Thoughts Of What I’ve Learnt So Far

    What’s up guys! Hope everyone had a wonderful Christmas and enjoyed some well-deserved time off. I spent a significant part of it reading up further on bitcoin and cryptocurrencies to demystify the market and try to determine if there’s a future in this. After the previous posts, I’ve had a couple of friends come up to me and share their stories of wild success regarding people they know, people who have invested early in crypto. “Man, if only I had put $200 on, I’d be retired by now”. “Well, of course DC – but if you knew what you know now – you’d put $200,000 on.” Hindsight is always 20/20…

  • Alternatives

    Bitcoin! (Part 3)

    Buenos días muchachos! ¿Cómo están todos? Haha sorry guys, I’m still too caught up from watching old school gangster films these past couple of nights as a celebration of two weeks off work. Friday night it was “Boyz n the Hood” and last night “Blood in, Blood out” (hence the Spanish twist). CRENSHAW MAFIA YO! ROLLIN’ 60’s YA FEEL! LIFE’s A RISK CARNAL! VATOS LOCOS FOREVER ESE! Man, they just don’t make movies like they used to anymore. I was reminiscing about this to MrsFrugalSamurai-to-be in the middle of “Blood in, Blood out” when she asked me why I was so into “such old movies”. “Because you’re there with them…