Reading Time: 2 Minutes Hi guys! Going to be SUPER short tonight, because I’ve just wasted a good couple of hours and I’ll explain why. Earlier MrsFrugalSamurai just stumbled onto some old letters from SIX months ago which she neglected to open. Cos who uses letters any more right? Well dear, apparently some financial institutions still do. I love my wife. She keeps life interesting. Lo and behold, in one of the letters was an outdated life insurance plan to the tune of about $20k or so. To say she was shocked was an understatement. Because to think that the value of her life is worth less than a Toyota…