Reading Time: 3 Minutes This was the question posed to me by a loyal reader this week. Hm. Well firstly, thank you to MikeW for posing the question, hope you’re enjoying the blog! But in response to this, I think the best way to go about it is to understand which types of property your partner likes. Partner? What partner? Well the banks of course! If they’re the ones lending you 80% or more of a value of a property – you’ll need to understand what they like right? Don’t forget, a 30 year mortgage – is a 30 year relationship! When your partner says no… In general, banks restrict…
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1 Simple Step for Personal Finance Beginners
Reading Time: 2 Minutes What’s up everyone! How’s it going? Had a very interesting discussion at lunch with some work colleagues today. As you all know, we live in Sydney, Australia – an absolutely amazing place to be. Unfortunately that awesomeness is offset by the supreme cost of living, quid pro quo as they say! And this was the topic with my colleagues. One of them recently had a baby, and he was telling us about a trick he is employing for their future. Well, it’s not necessarily a trick but more of a life hack. Basically the guy loves Bubble/Boba teas, often guzzling 3 or 4 a DAY. So…
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Cannabis… A Growing Market?
Reading Time: 3 Minutes Nerves, nerves, nerves. So NERVOUS. How come? Cos I’m THIS close to signing off on choosing a real estate agent to sell one of the properties in the portfolio. As much as I hate selling, I think it’s time. I think so… I mean as part of the annual review, I’ve identified that it isn’t really pulling its weight. The long term fundamentals still remain, but there’s too much ongoing maintenance and other dramas for it to work short-term. Plus, I’m looking to reinvest any proceeds into something a bit better (hopefully). Still, procrastination affects all of us, and if it wasn’t for MrsFrugalSamurai’s gentle prods…
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Yield Curve Inversion
Reading Time: 3 Minutes Strewth, WHAT a shitty week that was. Made a TON of mistakes at work (some forced, some unforced) and it doesn’t help when I’m dealing with probably the most arrogant, demanding and obnoxious client in a LONG time. Still, moments like these I come back to the tried and tested adage for myself, which is – when I’m 80 will I remember this time? The answer I’ve decided, is a resounding NO. WHEW. Now that’s off me chest, let’s move on shall we? What’s down with the yield curve? We also heard this week the big bruhaha about something called “yield curve inversion”, which set off a…
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World Happiness Report 2019
Reading Time: 2 Minutes Sorry guys but gotta make this one short and snappy today, chiefly because we’ve got a couple of friends over for dinner and we are GROSSLY unprepared. But that’s why UberEats exist right? Right. Anyway, before they come, I thought I’d share this pretty cool report I found surfing the inter-webs. It’s the World Happiness Report 2019 which highlights which countries’ citizens are the “happiest”. The survey, conducted by Gallup, uses a three-year rolling average of survey responses around six factors: GDP per capita; social support; life expectancy; freedom to make life choices; generosity; and corruption levels. And no surprises here with the Scandinavians all well…
