Reading Time: 2 Minutes So it’s been a while since I’ve written anything about Cryptocurrency. Cryptos you might remember, made global headlines for creating a whopper of a bubble a couple of years ago. Suffice to say, not much has been heard from since. I thought it’d be prudent to do a quick update on what’s going on in the world of Cryptos. Legitimacy As I’ve remarked before, the power behind Cryptocurrency, being the Blockchain, has always been the game changer. The premise being that transactions can be verified by anyone and everyone around the World. So it’s no surprise that in recent months established names such as Facebook came…
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What’s Ayers Rock Got To Do With Getting a Mortgage?
Reading Time: 3 Minutes “Idō shite kudasai” I looked back… a smirking Japanese boy of 8 looks up at me. Hesitantly, I snake around the chain link fence and let him move past. This is it, I say to myself… if a kid can do it, I can bloody well do it. ~~~ OK so you might be thinking, what is he on about? Well, MrsFrugalSamurai and I spent the last few days in the Australian Outback… or more specifically, in the dead centre of our great country, where we visited the famous Uluru, or Ayers Rock. It was quite an incredible experience and I can totally see why many…
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What Type of Property Should I Buy?
Reading Time: 3 Minutes This was the question posed to me by a loyal reader this week. Hm. Well firstly, thank you to MikeW for posing the question, hope you’re enjoying the blog! But in response to this, I think the best way to go about it is to understand which types of property your partner likes. Partner? What partner? Well the banks of course! If they’re the ones lending you 80% or more of a value of a property – you’ll need to understand what they like right? Don’t forget, a 30 year mortgage – is a 30 year relationship! When your partner says no… In general, banks restrict…
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1 Simple Step for Personal Finance Beginners
Reading Time: 2 Minutes What’s up everyone! How’s it going? Had a very interesting discussion at lunch with some work colleagues today. As you all know, we live in Sydney, Australia – an absolutely amazing place to be. Unfortunately that awesomeness is offset by the supreme cost of living, quid pro quo as they say! And this was the topic with my colleagues. One of them recently had a baby, and he was telling us about a trick he is employing for their future. Well, it’s not necessarily a trick but more of a life hack. Basically the guy loves Bubble/Boba teas, often guzzling 3 or 4 a DAY. So…
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Cannabis… A Growing Market?
Reading Time: 3 Minutes Nerves, nerves, nerves. So NERVOUS. How come? Cos I’m THIS close to signing off on choosing a real estate agent to sell one of the properties in the portfolio. As much as I hate selling, I think it’s time. I think so… I mean as part of the annual review, I’ve identified that it isn’t really pulling its weight. The long term fundamentals still remain, but there’s too much ongoing maintenance and other dramas for it to work short-term. Plus, I’m looking to reinvest any proceeds into something a bit better (hopefully). Still, procrastination affects all of us, and if it wasn’t for MrsFrugalSamurai’s gentle prods…
