• Economy

    The RBA Cut Interest Rates… So What?

    Reading Time: 2 Minutes Howdy everyone! All together for another rendition of TheFrugalSamurai? You betcha! Been a headline making week for us Aussies, it’s the first time our central bank (Reserve Bank of Australia) has moved the benchmark cash rate since August 2016. With a cut in the official rate to 1.25%, this marks a historic low for our nation. But what does it all mean? In a nutshell, it means that the country ain’t doing so great, and that the powers-to-be decided they needed to do something to kick-start it. You see, lowering rates should encourage increased investment and spending through cheaper access to borrowing. How? Well, in simple…

  • Economy

    Huawei – What Now?

    Reading Time: 2 Minutes “Hey son, how do I use this?” I looked up from what I was reading…(Tintin and the Red Sea Sharks) to see my mum with a confused look on her face. Then I looked down at what she was holding. A Huawei phone. Dum Dum DUM…cue dramatic music. OKOK, let’s take a step back here guys – so what right? Some of us have Apple Iphones, others have Samsung Galaxies, so what if your mum has a Huawei phone? Well, unfortunately for Mum, she’s just become an unwitting pawn in the escalating trade war between the US and China. I wrote about the trade war earlier…

  • Economy

    Up or Down? You decide.

    Reading Time: 2 Minutes Sigh. “Don’t wish things were easier, wish you were better”. I know, I know – Jim Rohn quotes are pretty corny sometimes aren’t they? But oh so TRUE. A bit bonkers this week, the parents are away which means that it’s yours truly’s turn to dog-sit for them for a couple of weeks. Not that I mind, look at that little fluff ball: Feels good having her around. I mean, MrsFrugalSamurai is good and all… but she can’t give me licks down “there” y’know? Points to feet. (I know what you thought, wacko). Still, as pleasurable as her feet licking is, there comes a time when…

  • Economy,  Stock Market

    What’s a Trade War?

    Reading Time: 2 Minutes Golly gosh, it’s that time of the week again right? Another episode offfff TheFrugalSamurai. A bit late on this post, apologies guys – been driving around half of Sydney yesterday chasing my tail. THEN I realized I was doing so somewhat illegally… as I completely forgot about renewing the bloody car insurance. LUCKILY nothing happened (breathes huge sigh of relief). Excuse my absent-mindedness, got a lot on my plate. Like? To tell the truth, a big sticking point is figuring out where to make my dollars work the hardest right now. Traditionally I’m a property and shares kinda guy as you know, BUT currently real estate…

  • Economy,  Stock Market

    What to do in a Bear Market (Part 4)

    Reading Time: 4 Minutes What’s up guys! How’s everyone’s week been! December is here, can you believe it?! I know I can’t, was only just remarking to MrsFrugalSamurai that I don’t feel like I achieved anything at all this year. Then she not-so-subtlely reminded yours truly that we did GET MARRIED this year. Oh yeah…that. “It’s what happens when I’m with you babe, time just flies”, is what I was obviously thinking but didn’t quite say out loud. Hindsight eh? Which brings me to the topic of today’s post, Step 5 of a continuation on my friend’s Light Beam question: “How to survive a bear market” BTW have a read…