Reading Time: 4 minutes Hola! How’s it going ladies and gentlemen? Are we all enjoying our Wednesday night! I know, I know – there’s not too much to do on a Wednesday right. Seems like hump day is just a prelude to “getting it over with” and waiting for TGIF. But you know, there’s so much more to what can be achieved each passing day. Never underestimate the power of compound interest and incremental changes! Here, take this example I was discussing with my work colleagues today. Now, a bit of background – we work in financial services within a fairly large institution. One might even call it a “bank”,…
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5 Ways to Combat Stress
Reading Time: 5 minutes What’s up guys – how y’all doing? Hope everyone’s having a great weekend! The days are slowly getting longer which means we’re coming through the back end of winter, as we limp forward through the second half of 2018. How’s your year coming along? Hopefully it’s been productive and fruitful so far. If not – don’t fret, still some time left to get cracking! Sometimes though, I have this feeling that I’m spinning wheels for the sake of spinning them as opposed to actually gaining any ground. Know what I mean? These days, there’s a seeming badge of honour to boast as to how “busy” we…
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5 C’s of Credit
Reading Time: 5 minutes “Hey, can you lend me twenty bucks?” I stopped in my tracks and surveyed the scene in front of me. A young man, dressed sharply in a suit and tie held out his hand with an air of confidence. A myriad of thoughts permeated through my mind. Did I know this person? Why is he asking me for money? Will I get it back? Hm, I hope they still have those tasty Schnitzel sandwiches left. Where is the nearest toilet by the way, might make a pit-stop. Turning back to the young man, I reached into my wallet and handed over some of my hard-earned… You…
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Half-Yearly Report Card, Goals Update and Verdicts – The Good, The Bad and The Ugly…
Reading Time: 5 minutes What’s Up Frugal Samuraites!!! We’re back again for another sitting of the Frugal Samurai. Hope everyone’s enjoying the wonderful warmth of Winter – don’t worry it’ll be over soon! Speaking of wonderful, how bloody insane has this year’s World Cup been eh? It’s the most alive and drama filled tournament we have had in DECADES. The quality, passion and emotions of the games has certainly lived up to expectations. So much so that the halfway mark of the year passed with barely a whimper. Wait… say that again? Seriously, HALFWAY already? That’s right – we’ve officially passed the halfway point for 2018, where did the time…
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7 Thoughts on How to Approach FIRE (Final Part)
*This is a longer post but well worth it in my humble opinion. Allow 8-10 minutes. 女士们, 先生们 你们好! Welcome back to another edition offfffff… “THE FRUGAL SAMURAI!” Cue drums, and music and elephants and dancers and other wild shit. I hope you all have been loving life the way it should be loved since we met last. What a difference a couple of days make eh – here in Australia, we’ve past an annual milestone date of 30th June – the New Year’s Eve for accountants. Yes that’s right – accountants around the nation were rejoicing and singing Auld Lang Syne under the mistletoe last night. But not you…














