• FIRE,  Life

    A Story About Lifestyle Creep

    Reading Time: 2 Minutes G’day folks and folkettes, Gonna try and keep this one short today – cos it’s about to get real real. So MrsFrugalSamurai and I have a nasty habit of picking up our kids quite late from daycare. Our poor kids are usually the last ones (if not the last one) left. When I arrive, their facial expressions are not dissimilar to RSPCA rescue animals when a potential owner shows up. Regardless, bad parenting aside – this also means that we form bonds with other parents of similar neglected animals children, as they (the children) typically play outside the daycare past closing time, whilst we (the parents)…

  • Life,  Work

    Hello 2025!

    Reading Time: 2 Minutes It’s FINISHED! FINALLY! What’s finished? The year? 2024? Um… oh yeah that too. Although I was referring to the end of the holidays for our kids day-care. Oh Lordy… the moment when I dropped off both kids this morning, Tuesday 7th January 2025… indescribable. *Editor’s Note: I had finished and was ready to send this post out yesterday, but due to unforeseen circumstances, I had to delay it until today… still, enjoy. If I had to describe it in one word – it would be pure ecstasy, relief, elation and more than a slight trepidation. Even when I heard BabyFrugalSamurai screaming her pitiful cries “DAAAAADDDYYY… DAAADDDDYYY”…

  • FIRE,  Investing,  Life,  Real Estate,  Work

    2024 (Personal) Year In Review

    Reading Time: 4 Minutes “GLUG GLUG GLUG” That’s the sound of me chugging a HUGE glass of water. Hells bells looking after two toddlers is hard. AND it’s only day 2. By that I mean, MiniFrugalSamurai and BabyFrugalSamurai are off daycare for a couple of weeks given it’s the “holiday” season. And as MrsFrugalSamurai is still rostered on at her work… guess who has the honour of looking after those two fkwits preciouses? Yesterday (day 1) was OK… but today (day 2) was an absolute struggle. I just want the holidays to be over ASAP so normal service can resume PUHLEAZ. It’s 10:53pm and I’ve FINALLY got a moment to breathe.…

  • FIRE,  Life

    A Lesson In Yum Cha

    Reading Time: 2 Minutes What’s up everyone! Hope y’all had a great weekend :) Its just me and the kids at home this week, MrsFrugalSamurai decided (kindly) to leave me with the lil terrors. She’s off to Brisvegas for a conference apparently… didn’t know “holiday” rhymes with “conference” these days. Anyhow, to celebrate her glorious gesture – I decided to take the family to Yum Cha on Sunday. For those of you uneducated in the art of Yum Cha, it’s where you go to a (usually) Chinese restaurant with (assumedly) Chinese old ladies pushing trolleys of food in little wicker baskets around. They (typically) stop beside your table and bark…

  • Alternatives,  Economy,  Investing,  Life

    Return Of The Donald (And How It Affects Me)

    Reading Time: 2 Minutes He’s Back! Who? The Donald of course! The President-elect of the United States. I still can’t quite believe THAT GUY I watched on The Apprentice two decades ago will now be the leader of the free world for the SECOND time. Amazing what the circle of life brings. But frankly speaking, I wouldn’t have voted for either Harris or Trump even if I was eligible. If those two candidates were the “best” which the US had to offer in terms of the presidency, then it’s a pretty sad state of affairs. Sigh. Seems to me that politics these days is all about pandering to whatever extreme left…