Reading Time: 2 Minutes What’s up everyone! Sorry, sorry – I know I’ve been neglecting this blog a little bit, but things have been a bit TOO much these days. Some of you are aware of what’s going on in our personal lives, and I won’t dwell on it here. However strictly financially speaking – I’ve done a LOT in the last few days. You see, despite the reinforcement that finance and numbers and FIRE are not the be all, end all in recent weeks (believe me, family and health are), I still think it’s important to not let that area slide. So like any good boy scout, I’ve been…
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Global Total Returns 2019 (YTD June)
Reading Time: 2 Minutes Howdy all! How are you? Was just remarking tonight that I can’t believe we are almost at the end of July! Crazy stuff. Anyway, thought it’d be good to have a quick review of the year that’s been. Fortuitously I found this little beauty of a chart from the MSCI global total returns as of the end of June (ignore the headline date – there are of course only 30 days in June, but we’ll forgive the author for that). As you can see, it’s been a GREAT year so far for those of us who are invested in the global stock market. Unless you have…
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Internet Trends Report 2019
Reading Time: 2 Minutes Hello people! How’s it all going? Whoa can you believe that half of 2019 has flown by? Seriously, feels like I’m aging every day… How’s those New Year’s resolutions going? Unfortunately haven’t achieved mine yet… but hey, there’s still another 6 months to do it right! Continuing on the tech theme of recent posts, this week I had the privilege of reading the highly anticipated annual “Internet Trends Report” from Mary Meeker. Mary is one of the most closely followed Internet and Tech investors out there, having started her career on Wall Street as an analyst, and first covered internet based stocks in the mid-90’s. She…
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Land-To-Asset-Ratio and a Real Life Case Study
Reading Time: 3 Minutes What’s up guys! Hope everyone’s having a great week. Up and down kinda week here at TheFrugalSamurai HQ… Up because PapaFrugalSamurai aka my Uncle’s brother has returned back from a 3 month soiree in the Motherland. Down because well, there’s still a few personal issues afoot. But enough about me – for today we are discussing: Land-To-Asset-Ratio I’ve actually only stumbled onto this concept recently and wished I had understood this when I first started my investment journey into real estate. What is it? The most basic explanation is the “land value” component for a property compared to its overall value. For example, if a property…
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The RBA Cut Interest Rates… So What?
Reading Time: 2 Minutes Howdy everyone! All together for another rendition of TheFrugalSamurai? You betcha! Been a headline making week for us Aussies, it’s the first time our central bank (Reserve Bank of Australia) has moved the benchmark cash rate since August 2016. With a cut in the official rate to 1.25%, this marks a historic low for our nation. But what does it all mean? In a nutshell, it means that the country ain’t doing so great, and that the powers-to-be decided they needed to do something to kick-start it. You see, lowering rates should encourage increased investment and spending through cheaper access to borrowing. How? Well, in simple…
