Reading Time: 4 Minutes WOW guys. Wow fooking wee. “Wipes forehead”. So yes, we bought again as you can tell from the title. Another little acquisition for the portfolio. I’ve been hunting over on the West Coast for the better part of last year and just when I thought it was all to come to naught… up pops this one which I had already… Oh wait. Of course, where are my manners. Some background first? Background Those of you who have read this blog for a while know that in late 2018, we were in the fortunate position to purchase our first West Coast property in Perth (read about it…
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4 Things You Didn’t Know About Your Home Loan
Reading Time: 4 Minutes Howdy folks! Have to say I am in a GLORIOUS mood today. Because, finally, for once… the sun is out. And we can ALL enjoy our weekend proper. The way it should be :) Before I can though, I have to let y’all in on a secret. It’s something which has been bugging me for a while now. I see it every day, invisible to most of us. What is it? I’m talking of course, about the hidden fees and charges in our home loans. Now, for our international friends who are not as familiar with Australia, us Aussies – we are obsessed with real estate,…
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January Net Wealth Update
Reading Time: 2 Minutes Hello everyone! Welcome back for another episode of The Frugal Samurai. So I was thinking that it’s been a long time since I’ve shared with you all regarding my net wealth. Indeed, the last time was this post back in Sept 2017 (you can read it here My numbers revealed…) Incidentally, it also received one of the highest views on this blog (everyone loves a peek behind the curtains). I can understand why, naturally as a personal finance blog, it makes sense to be as transparent as possible with you guys, so apologies for not doing it earlier. Going forward, I’ll aim to make this a…
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3 Portfolios Anyone Can Start Today
Reading Time: 4 Minutes Happy Australia Day everyone! Hope we are all taking the time out to spend it with our loved ones. This weekend also coincided with the Chinese Lunar New Year so it was a doubly joyous occasion for The Frugal Samurai household. Happy New Year! Australia Day also marks the time when the year starts to kick off again in terms of activity and work. The Christmas and New Year slow-down period is firmly in the rear-view mirror, and it’s time to get back on the horse. It’s also the time when we reflect on our New Year resolutions and see how far (or not) we have…
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Is The 4% Withdrawal Rate Enough To FIRE?
Reading Time: 3 Minutes What’s going on peeps! Whilst on the bus earlier today, I was reading a FIRE blog which is a personal fave of mine, called Young Adult Money. I think the blog is predominantly about young adults and money. David does a fantastic job with his blog, and I thoroughly suggest you go through his other posts – they’re pretty awesome! Actually, I was reading up on their latest post on Basics of FIRE: Financial Independence Retire Early. For everyone who wants to know what FIRE is and what it’s about, this post provides a great starting point. The post also goes through the well-known concept of the…
